USDT and Stablecoins Poised for Trillion-Dollar Breakout as Citigroup Foresees Blockchain’s "ChatGPT Moment" in 2025

Citigroup’s latest analysis projects a transformative year for blockchain technology in 2025, likening its potential impact to ChatGPT’s disruption of AI. With stablecoin adoption and regulatory clarity as key drivers, the market could surge to $3.7 trillion by 2030. Political support in the U.S., including the GENIUS Act, is accelerating framework development for stablecoins like USDT, setting the stage for unprecedented growth.

Citigroup Predicts Blockchain’s "ChatGPT Moment" by 2025 Amid Stablecoin Surge

Citigroup anticipates a watershed year for blockchain technology in 2025, drawing parallels to ChatGPT’s disruptive impact on AI. The bank’s analysis highlights stablecoin adoption and regulatory clarity as key catalysts, projecting the market to reach $3.7 trillion by 2030.

U.S. political support, including the GENIUS Act under the Trump administration, is accelerating framework development for stablecoins. Despite USDT and USDC controlling 90% of the market, Citigroup warns of persistent depegging risks like those witnessed in 2023.

The report positions blockchain as a transformative force for legacy financial systems, with institutional adoption expected to mirror AI’s exponential growth trajectory. Market dominance by major stablecoins underscores both the sector’s maturity and its systemic vulnerabilities.

Ethereum User Loses $700,000 in Address Poisoning Scam

An Ethereum user was defrauded of nearly $700,000 worth of USDT in an address poisoning scam, highlighting the growing sophistication of crypto theft tactics. Attackers exploit wallet interfaces’ truncation of addresses, sending small amounts from a spoofed address to trick victims into copying fraudulent details for larger transactions.

Security experts emphasize the need for meticulous address verification—every character must match. The scam’s success relies on users overlooking minor discrepancies in seemingly familiar addresses. "It’s the digital equivalent of counterfeit cash," said one blockchain analyst, "except the forgery is nearly perfect."

This incident underscores the persistent security challenges in decentralized finance, where irreversible transactions place the burden of vigilance entirely on users. The stablecoin’s involvement suggests criminals are adapting to blockchain analytics by targeting assets with lower traceability.

Citi Predicts Stablecoins Could Drive Blockchain’s ’ChatGPT Moment’ by 2025, Reach $3.7T by 2030

Global banking giant Citi forecasts a watershed moment for blockchain adoption in 2025, drawing parallels to AI’s breakthrough year with ChatGPT. The catalyst? Stablecoins—cryptocurrencies pegged to fiat currencies like the U.S. dollar—which have surged to $230 billion in market value led by Tether’s USDT ($145B) and Circle’s USDC ($60B).

In a base-case scenario, Citi projects stablecoins could grow to $1.6 trillion by 2030, with potential to reach $3.7 trillion. These digital assets are increasingly becoming the backbone for global payments and remittances, signaling a shift toward mainstream financial infrastructure.